Hengqin Life launched the first “Macau-only” cross-border medical insurance in the Mainland, which provides medical insurance services for Macao residents who work, study and live in the Mainland, thereby dedicating Macau’s return to the country for 20 years.
Five characteristics of cross-border medical insurance
Hengqin Life held the launch conference of “Hengqin Guangdong-Hong Kong-Macao Greater Bay Area Cross-border Medical Insurance (Macau Version)” at the Zhuhai Center Building yesterday morning, announcing the launch of the first cross-border medical insurance product developed specifically for Macao residents in the Mainland, and solving Macau residents’ cross-border medical issues in the Mainland. The ceremony for the transfer of the first policyholder’s insurance policy was also held on site, and a number of “Chief Guarantee Experience Officers” were appointed.
Hengqin Life emphasizes that the “Macao Edition” cross-border medical insurance has five characteristics: First, it has a wide range of medical insurance, including four insured items: inpatient medical treatment, special outpatient clinics, outpatient surgery, and outpatient emergency services before and after hospitalization. Bedding, meals, nursing, diagnosis, treatment, inspection, treatment, medicine, surgery and other expenses can be settled in the inpatient medical treatment. Second, it is to support multiple currencies, which can be used in Renminbi, Macau Patacas and Hong Kong dollars. Third, the high protection limit, the minimum premium is less than 1,000 yuan, but the insurance amount can reach 6 million yuan or 6.9 million patacas or 6.66 million Hong Kong dollars. Fourth is the convenience and speed to apply for insurance claims, from Insurance can be applied to claim settlement online, which is more suitable for the pace of life of modern people.
Fifth, there are many value-added services. In addition to providing one-stop service of high-quality medical resources in Guangdong, Hong Kong and Macao, there are senior experts to answer various health problems and achieve the Mainland anytime and anywhere. The top three hospitals’ quick medical treatment and direct payment of medical expenses make the insured users more worry-free.
Two thousand Macau people run a health insurance card
At present, more than 2,000 Macao residents have applied for medical insurance cards in Zhuhai. From New Year’s Day next year, Hong Kong, Macao and Taiwan residents who work, live and study in the Mainland will have social security cards. They can participate in social insurance and enjoy the society in the same way as mainland residents. Protection. This will bring certain opportunities to insurance companies in the Greater Bay Area. Innovative insurance products and special insurance services will help promote the interconnection of Guangdong, Hong Kong, and Macau, and will facilitate the financial innovation of the Greater Bay Area.
Convenient work and life in the Bay Area
Lan Yadong, chairman of Hengqin Life Insurance, said that with the speeding up of the construction of the Greater Bay Area, economic and cultural exchanges between the three sides of the Taiwan Straits have become more frequent, and there will be more and more Macao residents working and living in Zhuhai, Guangzhou, Shenzhen and even other mainland cities. At the same time, “cross-border medical problems” such as difficulty in seeing a doctor, difficulty in obtaining medical services, and inconvenience in medical payment will also become more prominent. In addition, the financial pressure brought by cross-border medical treatment, especially the cross-border medical treatment of major diseases, is also difficult for ordinary working class or ordinary families to bear. The “Macao version” of cross-border medical insurance just fills this industry gap.
Lan Yadong pointed out that the “Macau Edition” cross-border medical insurance is the first “Gift” in the Mainland to mark the 20th anniversary of the return of Macao and the 10th anniversary of the establishment of the Hengqin New Area, and it is also the first “Macao exclusive” for the Greater Bay Area. Cross-border medical insurance has an unusual significance.
Source: Macau Daily